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Humana Vision Plan for Florida Students

Collegiate Risk Management has partnered with Humana to offer a great vision insurance plan for Florida students. This is not a discount plan, but a complete vision health insurance plan, specifically for Florida students.

Vision Care Services	Visit a Participating Provider	Visit a Non-Participating Provider
Exam with dilation (as necessary)	100% after copay	$35 allowance
Lenses Single vision Bifocal Trifocal	100% after copay 100% after copay 100% after copay	$25 allowance $40 allowance $60 allowance
Frames	$20 wholesale frame allowance	$40 retail allowance
Contact lenses Elective (conventional & disposable) Medically necessary	$70 contact lens allowance 100%	$70 contact lens allowance $210 allowance
Frequency (based on date of service) Examination Lenses or contact lenses Frame	Once every 12 months Once every 24 months Once every 24 months
Exam / material copay	$25 / $25
Wholesale frame allowance*	$60 - $90 approximate retail value
Contact lens allowance	The contact lens allowance applies to professional services (evaluation and fitting fee) and materials. Members receive a 15% discount on professional services. The discount for professional services is available for 12 months after the covered eye exam.
Lasik & PRK Members receive substantial reductions when procedures are done by network providers. Members can expect to pay no more than $1,800 per eye for conventional Lasik procedures and $2,300 per eye for custom Lasik or they can designated TLC Vision Lasik Advantage Centers that have the following fixed prices:
Conventional Lasik Custom Lasik Custom Lasik with IntraLase	$895 per eye $1,295 per eye $1,895 per eye
How does the wholesale frame allowance work? Benefits include a wholesale frame allowance. If the wholesale cost exceeds the frame allowance, members pay twice the wholesale difference. They never pay full retail value.

* Retail costs may differ and are based on two to three times the wholesale cost. Actual savings may vary.

Additional plan discounts

Members receive additional fixed copayments on lens options including: anti-reflective and scratch-resistant coatings.
Members also receive a 20% retail discount on a second pair of eyeglasses. This discount is available for 12 months after the covered eye exam and available through the VCP network provider who sold the initial pair of eyeglasses.
After co-pay, standard polycarbonate available at no charge for dependents less than 19 years old.

To find providers on the Humana Vision Plan, go to www.humanavisioncare.com. On the left hand side of the page, click on: Humana vision VCP provider locator.

The customer service phone for both dental and vision is (800) 342-5209.